Stripe fee calculator

Calculate Stripe's fee on card, international and ACH payments, and how much to charge to receive an exact amount.

Stripe fee

$3.20

2.9% + $0.30 · Online card payment (2.9% + $0.30)

You receive

$96.80

Effective rate

3.20%

Charge to receive $100.00

$103.30

Quick reference
Amount	Fee	You receive	Charge to receive this
$10.00	$0.59	$9.41	$10.61
$50.00	$1.75	$48.25	$51.80
$100.00	$3.20	$96.80	$103.30
$500.00	$14.80	$485.20	$515.24
$1,000.00	$29.30	$970.70	$1,030.17

Current Stripe fees

Online domestic cards	2.9% + $0.30
Manually entered cards	+0.5%
International cards	+1.5%
Currency conversion	+1%
ACH Direct Debit	0.8%, capped at $5
In person (Terminal)	2.7% + $0.05

Standard US rates, last checked October 4, 2026. Sources: Stripe pricing, Stripe support.

Stripe's standard pricing

Stripe charges 2.9% + $0.30 for each successful domestic card payment, with surcharges for international cards (+1.5%), currency conversion (+1%) and manually keyed cards (+0.5%). For larger B2B invoices, ACH Direct Debit at 0.8% capped at $5 is much cheaper than cards.

Stripe's US pricing page couldn't be loaded from our checking region, so these rates come from Stripe's published documentation and recent independent reviews. Confirm in your Stripe dashboard, especially if you have custom pricing.

Frequently asked questions

How much does Stripe charge per transaction?

2.9% + $0.30 for a standard US card payment. On $100 that's $3.20, so you receive $96.80.

Does Stripe charge more for international cards?

Yes, an extra 1.5%, plus 1% if currency conversion is needed.

Is ACH cheaper on Stripe?

Much cheaper for large payments: 0.8% with a $5 cap, so a $5,000 invoice costs $5 instead of about $145 by card.

Estimates only, based on standard published US fees for typical transactions. Category exceptions, promotions, currency conversion, chargebacks and taxes can change what you actually pay. Not financial or tax advice.

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