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Cash App fee calculator

See the Cash App for Business fee on payments you receive and what to charge to receive an exact amount.

$
Cash App fee
$2.75
2.6% + $0.15 · Business account payment (2.6% + $0.15)
You receive
$97.25
Effective rate
2.75%
Charge to receive $100.00
$102.82
Quick reference
AmountFeeYou receiveCharge to receive this
$10.00$0.41$9.59$10.42
$50.00$1.45$48.55$51.49
$100.00$2.75$97.25$102.82
$500.00$13.15$486.85$513.50
$1,000.00$26.15$973.85$1,026.85

Current Cash App fees

Payments to a business account2.6% + $0.15
Tap to Pay3%
Standard depositFree (1–3 business days)
Instant deposit0.5%–1.75% (min $0.25)
Personal paymentsFree

Standard US rates, last checked October 4, 2026. Sources: Cash App: business fees.

Cash App fees for businesses

Personal Cash App payments are free, but a business account pays 2.6% + $0.15 on each payment received from a Cash App customer. Many older guides still quote 2.75%; Cash App's own help pages now list the lower rate.

Cash App's help pages weren't fully accessible from our checking region, so we confirmed these rates using excerpts of Cash App's official pages and recent independent coverage.

Frequently asked questions

How much does Cash App charge businesses?
2.6% + $0.15 per payment received on a business account, and 3% for Tap to Pay.
Is receiving money on Cash App free?
On a personal account, yes. Business accounts pay a fee on each payment received.
How much is Cash App instant deposit?
Between 0.5% and 1.75% depending on your account, with a $0.25 minimum. Standard deposits are free.

Estimates only, based on standard published US fees for typical transactions. Category exceptions, promotions, currency conversion, chargebacks and taxes can change what you actually pay. Not financial or tax advice.

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